Indicative market rates
Receive relevant client money rates and product terms by phone, email, Microsoft Teams or Bloomberg.
Client money
Specialist deposit support for firms holding client money
We help eligible firms identify and compare institutional client money deposit opportunities, subject to their regulatory obligations, internal policies and counterparty criteria.
Indicative rates
Client money deposit levels
Options for eligible firms balancing access, diversification and return. Live rates depend on amount, term and counterparty eligibility.
Request live rates →ProductTermIndicative rate
Instant accessDaily3.90%
Notice account7 Days3.95%
Notice account30 Days4.10%
Notice account95 Days4.20%
Fixed deposit1 Month3.90%
Fixed deposit2 Months4.00%
Fixed deposit3 Months4.10%
Rates are subject to change.
A considered approach
Liquidity, diversification and return
Our team works with each client’s requirements to source relevant instant access, notice and fixed-term deposits from suitable institutions.
Relevant counterpartiesOpportunities are considered against your stated eligibility and criteria.
Clear comparisonIndicative rates, terms and access conditions are communicated clearly.
Direct settlementClient funds move directly between your firm and the deposit taker.
Client money placement process
A clear route from enquiry to settlement
Firm order given
Confirm the amount, term and approved counterparty parameters.
Dealing and execution
We negotiate and agree the placement with the selected institution.
Contract confirmation
Both parties receive confirmation of terms and settlement details.
Settlement
Funds transfer directly to the institution to complete the placement.
All placements remain subject to eligibility, due diligence, applicable client money rules and each firm’s own policies.
Frequently asked
What to expect
Are displayed rates executable?
No. Rates are indicative and can change with market conditions, amount, term, eligibility and counterparty appetite. Contact the dealing team for live rates.
Who holds the funds?
Funds settle directly between the client and the selected deposit-taking institution. Imperial Treasury Services does not hold client funds.
What requirements apply to client money?
Each firm remains responsible for its regulatory obligations, due diligence, diversification policy and assessment of the selected institution.